OPTIMAL WEALTH SOLUTIONS
BUILD A HAPPIER MORE SECURE FUTURE
Whether you’re in retirement, planning for retirement or wanting to take care of your family’s future, most of us need a little financial advice.
Advice from someone we trust. Solid financial advice that’s based on what we need, not what someone wants to ‘sell’ us.
That’s the sort of financial planning advice you’ll get from Optimal Wealth Solutions, specialists in Wealth Creation and Retirement Planning.
We are a proud Major Supporter of the North Sydney Bears also being based in the North Sydney CBD.
We can help you build your perfect financial plan, to secure your future
Working with someone who uses their knowledge to help you make the right wealth creation decisions, can reduce the uncertainty and grow your personal wealth a lot faster than if you were to DIY. We consider:
· Superannuation including Self-Managed Superannuation Funds (SMSF)
· Shares and Managed investments
· Deposit and payment products (including term deposits, cash management accounts and non-cash payment products)
· Private Credit and Private Equity
What’s the right level of risk for you?
To maximise your wealth. the answer to this question is: it depends. It changes depending on your stage of life, your own financial situation, your plans and your personal approach to investing.
When you’re making financial plans, it’s important you and your financial adviser understand how comfortable you are with the level of uncertainty associated with a particular type of investment.
Whatever your life stage and risk profile, we come up with a wealth creation strategy that suits you.
Typically, when you’re younger, your appetite for risk is often geared towards growth. For others, a more conservative, defensive strategy might lead you to a more balanced, less aggressive investment option. Usually if you’re closer to retirement or in retirement, you’re more likely to find a financial approach that minimises risk and ensures a steady income is more suitable.
Do you have the right plan in place for a comfortable retirement
How do you imagine your retirement? A time for tackling new projects? Travelling around Australia or overseas? Perhaps you’ll work part-time or volunteer for a cause you’ve always been passionate about?
A male currently aged 65 has a future life expectancy of 19.7 years and for females currently aged 65 it’s 22.3 years. But these are just the averages, and they are increasing steadily. As these trends continue, your retirement could stretch to three decades, or maybe even longer. So, you can’t just rely on the Government pension or an inheritance or even your super.
Make your post work dream a reality
Whatever your dreams for your future, it helps to have solid, trustworthy advice on how to set-up your nest egg.
We understand that everybody’s vision for retirement is personal. It may also change over time. That’s why we offer a mix of investment services including retirement planning, superannuation and insurance strategies, tax and social security advice.
Life rarely goes to plan. Whether you’re taking time out of the workforce, your family circumstances change, or you receive a large inheritance. We’ll adapt your financial plan as life changes.
Build a Happier, More Secure Future
Contact: John Walker – Principal Optimal Wealth Email: john@optimalwealth.com.au
Directly: 0414 475 133
Website: www.optimalwealth.com.au
Special Offer
We are happy to offer all North Sydney Bears supporters and staff a free introductory Financial Planning Session. If you proceed to written advice, we will also provide you with a $200 Gift Card or voucher at Norths Collective.
